Debt Consolidation for Growth

Debt Consolidation for Growth

Thinking about debt consolidation, renovations, using equity in your home for investment purposes, or just want to consider locking in to a lower interest rate? Many experts are saying that while rates are low, the time to lock in is now. We have already seen a slight...
Closing Costs!!!

Closing Costs!!!

While buying a home can be one of the most rewarding things you’ll ever do, it’s important that you are aware of the costs associated with this great experience. We’ve listed ten of the most common closing costs to keep in mind when buying a home. 1 Land transfer tax....
HW ADVANTAGE is hiring!

HW ADVANTAGE is hiring!

HW ADVANTAGE Job Posting: Customer Care and Marketing Advisor HW Advantage a member of the successful and highly regarded ‘Loewen Group’ Mortgage Brokerage located in Burlington, Ontario Canada is hiring! Reporting to the Director, the Customer Care and Marketing...
What is Bridge financing??

What is Bridge financing??

Bridge financing is most commonly required when someone purchases a new home at an earlier date then they sell their existing home. When that person needs the proceeds of their sale for down payment on the new purchase, the lender provides this additional financing to...

Mortgage Insurance v.s. Life Insurance

Here is a topic I get asked about quite often.  People are shocked to know that Mortgage Insurance can actually be harmful to your financial health.  Canadian Banks sell more Mortgage Insurance than all the big insurance companies combined.  Although the banks are...

Mortgage breakage penalties

BEWARE OF THE FINE PRINT. What could mortgage breakage penalties COST YOU? I meet with clients on a daily basis to discuss their mortgage options and I often ask “what is your number one priority as I help you shop for a mortgage?” 99% of the time I get the same...

What is Refinancing?

Do you owe money on your credit cards or for property taxes? Thinking of buying a new vehicle or doing some home renovations? Are today’s interest rates lower than what you are currently locked in at?  Want to take advantage of lower rates and purchase a rental home...