Facebook Pixel

Shopping For A Mortgage in Burlington/Oakville?

Best Mortgage Broker Burlington - HW Advantage  Harrison White
If you are shopping for a mortgage in Burlington, we recommend that you stop in at HW Advantage, and check out what our professional team of brokers can offer you. HW Advantage is a Burlington based mortgage brokerage, and our professional and experienced team of brokers works closely with a trusted network of over 35 Canadian lenders in order to find our clients the best possible mortgage that both meet their coverage needs, and their budget. Along with that, our brokers can also offer our clients unbiased advice, personal service, and strategic financial support to help our clients pay off their mortgages faster and improve their financial standing.
Shopping for a mortgage in Burlington becomes easy when you have a team of professionals working for you, and that is exactly what you get when you choose the brokers at HW Advantage. The HW Advantage prides itself on the fact that it is a referral-based business. Our success and client satisfaction is based on client confidence, service quality, personalized mortgages and ongoing financial support.
If you are shopping for a mortgage in Burlington and you understand the value in these characteristics, then we recommend using our services. With banks making their money off the interest they charge on their lending, it stands to reason that the more interest you pay, the more money the bank makes. HW Advantage works with you in order to help you save money, and improve your financial state. Consider the professionals at HW Advantage when you are shopping for a mortgage in Burlington.
As a customer who is shopping for a mortgage in Burlington, it is important to take the following steps to ensure that you are getting the best rates possible.

Consider Mortgage Types:

Before you shop, determine how much you want to borrow, which type of mortgage you want and how long a term you need, so that you can fairly compare lenders. Three basic mortgage types include:

  • A fixed-rate mortgage is a conventional loan that has a set (or fixed) rate of interest for the entire loan term, allowing you to spread out the costs of your home purchase over time while making predictable payments each month
  • An adjustable-rate mortgage (also called variable-rate or floating-rate) is a conventional loan with an interest rate that changes periodically, usually in relation to an index.
  • Many first-time homebuyers can qualify for FHA loans. These typically have less rigid borrowing requirements with low down payments, reasonable credit expectations, and more flexible income requirements.

    Budget For Additional Costs:

    The lowest advertised interest rate may not necessarily be the best option since fees can significantly drive up the cost of a mortgage. In general, a mortgage with higher fees will have a lower interest rate, but it’s important to ask about loan origination or underwriting fees, broker fees, and settlement or closing costs.
    Searching for the right mortgage broker Burlington is easily found at HW Advantage. We will be able to help you find the right mortgage product that meets your needs with a rate that doesn’t restrict you financially. We understand how hard you work for your money, and how important your house purchase is, and we can assist you effectively. Please feel free to contact our associates at HW Advantage via phone or by email.

    Contact us today by filing out the form below or calling 905-541-6961


    Contact Us

    Sign up for our Newsletter

    * = required field

    powered by MailChimp!