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HELOC Articles

Choosing an Open or Closed Mortgage

Choosing an Open or Closed Mortgage

For new home buyers, the variety of mortgage types and nuances of each can be bewildering. Choosing the right type of mortgage can impact your payments in the short term. It can also impact your future finances by adding or saving thousands of dollars in interest over...

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The Advantage Beyond the Mortgage Close

The Advantage Beyond the Mortgage Close

How our team is committed to supporting our clients beyond the close of business As in any industry you will meet the good, the bad and the indifferent; and yes, that unfortunately does include the mortgage arena. However, when you meet a mortgage broker who truly...

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Where Key Federal Parties Stand on Housing

Where Key Federal Parties Stand on Housing

Know more before you vote on Monday, October 21st There is no argument that this Canadian Federal Election is one of the most contentious in recent history. With arguably two key parties vying for control, the key issues that Canadians care about most are often left...

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New Government Shared Equity Plan… What is the Risk?

New Government Shared Equity Plan… What is the Risk?

The Government of Canada recently introduced an incentive program for first-time home buyers that has many people outside the industry wondering if it’s a good move to help the next generation get into a home, or if it doesn’t really quite fill the need. Essentially,...

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The Pros & Cons of Co-Signing

The Pros & Cons of Co-Signing

When Qualifying for a Mortgage or Renewal is Just Out of Reach With stress tests and current home prices still out of reach, many Canadians are looking at co-signing in order to buy or re-finance their home. While this might not even be an option for some, for others...

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January Mortgage Forecast

January Mortgage Forecast

January Mortgage Forecast - 2018 was Stressful, but 2019 will be Hopeful  Let’s just say it... last year sucked for those most vulnerable trying to get ahead in the home ownership game. Thanks to the newly introduced “stress test” and rising rates, both fixed and...

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Changes to HELOC Rules Now In Effect

Changes to HELOC Rules Now In Effect

HELOC Home Equity Line of Credit The big banks have slowly and quietly introduced new regulations that could affect some 3.1 million Canadians with home equity line of credits. So what changes are we talking about here and how can it impact you? Well, for those...

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