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Job Title: Operations and Administrative Assistant Employment Type: Full-time Job Location: Burlington and Area (Primarily work from home) Reports to: Harrison White - Director / Owner Date Posted: September 13 / 2021 Apply by: Email. Please include a cover letter...

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5 Reasons to Work with a Mortgage Broker

5 Reasons to Work with a Mortgage Broker

Mortgage lenders are doubling down on capturing borrowers' attention with advertising on TV, radio and all over the web. Google 'mortgage rates in Burlington' just once, and for the next few months, you'll be targeted with offers for low-interest rates and easy...

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Mortgage Financing and Real Estate Investing

Mortgage Financing and Real Estate Investing

It is widely accepted that Canada is a great place to invest in real estate. It is a way to generate monthly rental income and also to build wealth over time through increases (appreciation) in the real estate market. What makes real estate very different from many...

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Fixed Vs. Variable Rate Mortgage – HW Advantage

Fixed Vs. Variable Rate Mortgage – HW Advantage

The two main types of mortgages in Canada are Variable and Fixed. With a fixed-rate mortgage, your interest rate (and payment) stay the same throughout the term (i.e., 5-years fixed). Whereas with variable-rate mortgages, your interest rate (and payment) can fluctuate...

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Selecting the Suburbs Over the City This Fall

Selecting the Suburbs Over the City This Fall

2020 saw the beginning of a worldwide pandemic, and with it came the halt of regular life and the beginning of a new normal. For many Canadians, this new normal meant saying farewell to commuting to the office in favour of working-from-home. With the fall months...

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5 Tips To Keep Your Credit Score High In 2020

5 Tips To Keep Your Credit Score High In 2020

The global pandemic has caused unforeseen financial turmoil for many Canadians. We have all been staying at home and, many of us have experienced layoffs and pay cuts. If you are interested in purchasing a home this year, it is especially wise to spend some time...

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Getting a Mortgage During COVID 19

Getting a Mortgage During COVID 19

So much has changed over the past several months that it should be no surprise that getting a mortgage has also changed. Even with the economy reopening, mortgage lenders are becoming shy about qualifying new mortgage applications. Record-low mortgage rates and the...

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Tips for Getting Approved When You Are Self-Employed

Tips for Getting Approved When You Are Self-Employed

Year over year we see an increase in the total number of self-employed Canadians. In 2020 it was expected that nearly 20% of the workforce would make their primary source of income from self-employment. Introduce in a global pandemic, rising unemployment, an economy...

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Managing Your Mortgage During COVID 19

Managing Your Mortgage During COVID 19

This has been a trying time both emotionally and financially for many people who may have seen their income reduced or eliminated entirely as a result of the COVID 19 pandemic. Mortgages are often the largest bill you have to pay each month, and therefore can be...

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Now There is Less to Stress About the Mortgage Stress Test

Now There is Less to Stress About the Mortgage Stress Test

What Changes to the Minimum Mortgage Stress Test Rate Means to Potential Homebuyers Getting a mortgage in Canada is about to get a little bit easier when the Department of Finance’s criteria for mortgage approval (the mortgage stress test) changes in April. This is...

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Stress Test Follow-up

Stress Test Follow-up

Stress Test Review: Two Months In   New Stress Test Regulations Changing the Housing Market What a crazy few months it's been in the mortgage arena. The newly launched B-20 Mortgage Stress Test shook things up as expected and is changing the landscape for buyers...

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