You can have a mortgage that meets your needs.”
You are here because you see the importance of using a mortgage professional that will help you arrange the mortgage that will benefit you today and over the long term. You understand the value in having access to over 35 Canadian lenders as opposed to being handcuffed by a single bank. Getting a fantastic rate is only the beginning … In fact, you probably feel that you deserve personal service, un-biased advice and a superior mortgage that actually meets your needs.
If I am wrong and this isn’t you, please enjoy your stay. Feel free to contact us or surf on by.
If this is what you’re looking for — then welcome to the HW Advantage site. I hope you find it informative, and it helps to answer some of your mortgage questions. For personalized service and if you’re ready to consider your mortgage options, feel free to call us directly.
The two main types of mortgages in Canada are Variable and Fixed. With a fixed-rate mortgage, your interest rate (and payment) stay the same throughout the term (i.e., 5-years fixed). Whereas with variable-rate mortgages, your interest rate (and payment) can fluctuate...read more
2020 saw the beginning of a worldwide pandemic, and with it came the halt of regular life and the beginning of a new normal. For many Canadians, this new normal meant saying farewell to commuting to the office in favour of working-from-home. With the fall months...read more
The global pandemic has caused unforeseen financial turmoil for many Canadians. We have all been staying at home and, many of us have experienced layoffs and pay cuts. If you are interested in purchasing a home this year, it is especially wise to spend some time...read more
So much has changed over the past several months that it should be no surprise that getting a mortgage has also changed. Even with the economy reopening, mortgage lenders are becoming shy about qualifying new mortgage applications. Record-low mortgage rates and the...read more