“Believe it.
You can have a mortgage that meets your needs.”
You are here because you see the importance of using a mortgage professional that will help you arrange the mortgage that will benefit you today and over the long term. You understand the value in having access to over 35 Canadian lenders as opposed to being handcuffed by a single bank. Getting a fantastic rate is only the beginning … In fact, you probably feel that you deserve personal service, un-biased advice and a superior mortgage that actually meets your needs.
If I am wrong and this isn’t you, please enjoy your stay. Feel free to contact us or surf on by.
If this is what you’re looking for — then welcome to the HW Advantage site. I hope you find it informative, and it helps to answer some of your mortgage questions. For personalized service and if you’re ready to consider your mortgage options, feel free to call us directly.
Sincerely,
Harrison White
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Choosing an Open or Closed Mortgage
For new home buyers, the variety of mortgage types and nuances of each can be bewildering. Choosing the right type of mortgage can impact your payments in the short term. It can also impact your future finances by adding or saving thousands of dollars in interest over...
What’s the Right Amount for a Down Payment?
If you're buying your first house in today's super-hot housing market, figuring out how much you'll need for a down payment can be a source of concern. As home prices continue to climb in most parts of Canada, it can be discouraging to know that as you save, you still...
The New Mortgage Stress Test is here!
As of June 1, 2021, changes to Canada's mortgage approval criteria have taken effect. The updated “Stress Test” is an effort by government regulators to cool a super-hot housing market by making it more difficult for homebuyers to qualify for a mortgage. The mortgage...
4 Reasons Why Real Estate is a Good Investment
When interest rates are at historic lows as they are now, where can you find stable investments with a reasonable rate of return? Where can you find an investment that has the potential to pay a steady income or one that can generate a big impact with relatively small...