by Harrison White | Apr 4, 2019 | Mortgage Education
When Qualifying for a Mortgage or Renewal is Just Out of Reach With stress tests and current home prices still out of reach, many Canadians are looking at co-signing in order to buy or re-finance their home. While this might not even be an option for some, for others...
by Harrison White | Feb 12, 2019 | Mortgage Education
January Mortgage Forecast – 2018 was Stressful, but 2019 will be Hopeful Let’s just say it… last year sucked for those most vulnerable trying to get ahead in the home ownership game. Thanks to the newly introduced “stress test” and rising rates, both...
by Harrison White | Dec 5, 2018 | Mortgage Education
HELOC Home Equity Line of Credit The big banks have slowly and quietly introduced new regulations that could affect some 3.1 million Canadians with home equity line of credits. So what changes are we talking about here and how can it impact you? Well, for those...
by Harrison White | Oct 24, 2018 | Mortgage Education
By retirement, often the largest asset our clients own is their home and that often plays into their retirement strategy. Early in our relationship, we ask specific questions surrounding retirement and work with our clients to ensure we understand their short and...
by Harrison White | Sep 27, 2018 | Mortgage Education
You have a savings account, have contributed to RESPs for your child’s education and have life insurance. Sometimes all the planning in the world can’t account for those unexpected major life costs. Let’s look at the pros and cons of using equity in your home can help...
by Harrison White | Jul 17, 2018 | Mortgage Education
The mortgage process can be stressful… ask anybody who’s gone through it once, twice or twelve times. It never gets easier, and now with the new financial rules and regulations in place, it seems to be even more daunting for people. Let’s change that! As a mortgage...
